Top CD Rates Today, Jan. 6, 2025 - Earn 4.75% or Higher on 8 Offers

Key Takeaways Last week saw the end of CD rates topping 5%, a fixture for savers since 2022. Eight CDs offer 4.75% or more, including two certificates guaranteeing 4.85%: PonceBankDirect for 3 months or Tampa Bay Federal Credit Union for 9
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